When traveling to Asia everyone recommends that you have travel insurance when you come, this is especially true for Cambodia, Vietnam and Thailand. Trying to find the right travel insurance plan can be a daunting exercise, especially if you seek adventure in your holiday travel diet, like mountain trekking, parachuting, riding 50cc motorcycles, scuba diving, and traveling on small boats. Most holiday travel specific insurance plans will allow some limited adventure activities, like 14 days of scuba diving, but they put restrictions on it, and unless you are an expert, chances are good that you could end up in a loop hole, and be denied coverage.